Effective date: September 15, 2026
PAIRS
1. Operator; Acceptance
1.1 Operator. The website at pairs.ai, including the portal (the “Site”), and the Pairs platform (the “Platform”) are operated by Pairs Technologies Ltd (Cayman Islands) (“Pairs,” “we,” “us,” or “our”). The services provided to clients (the “Services”) are sold by Pairs Inc. (Delaware) under the Pairs Client Terms and the applicable order form (together, the “Client Agreement”).
1.2 Acceptance. By accessing or using the Site, you accept and agree to be bound by these Terms of Service (these “Terms”), as amended from time to time, and by our Privacy Policy. If you do not agree, you must not access or use the Site. If you access or use the Site on behalf of an entity, you represent and warrant that you are authorized to bind that entity, and “you” refers to that entity.
2. Client Agreement
These Terms govern only your access to and use of the Site. The Services are governed exclusively by the Client Agreement, which controls in the event of any conflict with these Terms, to the extent of the conflict.
3. Accounts
You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account, whether or not authorized by you, and you will notify us promptly at legal@pairs.ai of any unauthorized use of your account or any other breach of security.
4. User Content
4.1 Ownership and license. You retain all right, title, and interest in and to the materials, information, and data you submit through the Site (“User Content”). You hereby grant to Pairs, its affiliates, and their service providers a non-exclusive, worldwide, royalty-free license to host, store, reproduce, display, and use the User Content solely to operate the Site and provide the Services. Pairs will not use User Content to train machine-learning models, or to develop products or services for any third party, without your prior written consent.
4.2 Your warranties. You represent and warrant that (a) you own or have obtained all rights necessary to submit the User Content; (b) the User Content is accurate and not misleading; and (c) the submission of the User Content and its use as authorized by these Terms do not and will not violate any applicable law or infringe or misappropriate any right of any third party.
4.3 AI features. Output generated by AI features of the Site is produced by statistical models, may be inaccurate, incomplete, or misleading, and is provided for informational purposes only. It does not constitute professional advice, and you are solely responsible for reviewing it before relying on it.
5. Acceptable Use
You will not, and will not permit any third party to, (a) use the Site in violation of any applicable law or regulation; (b) attempt to gain unauthorized access to the Site, the Platform, any account, or any system or network connected to the Site; (c) copy, scrape, crawl, or harvest data from the Site except as expressly permitted by these Terms; (d) reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code of the Site or the Platform; or (e) interfere with or disrupt the integrity, security, or performance of the Site or the Platform.
6. Intellectual Property
The Site, the Platform, and all content, features, functionality, and software made available through them are protected by copyright, trademark, and other intellectual property laws, and nothing in these Terms transfers any ownership interest in them to you. Subject to these Terms, you may access and use the Site for its intended business purpose. That permission is limited, revocable, non-exclusive, and non-transferable, confers no right to sublicense, and is not a license to the Platform or to any software. All rights not expressly granted in these Terms are reserved.
7. No Advice
Pairs operates a software platform and an investor network. The Site and its content are made available for general informational purposes only and do not constitute, and will not be construed as, investment, legal, tax, accounting, or other professional advice, or as a recommendation of any investment or course of action. Pairs does not give investment advice, does not recommend any investment, and makes no representation as to the suitability or merits of any investment. You acknowledge that any decision you make in connection with your use of the Site is made solely by you, in reliance on your own judgment and on the advice of your own professional advisers, and not in reliance on any content made available through the Site.
8. Disclaimer; Limitation of Liability
8.1 Disclaimer. The Site and the Platform are provided “as is” and “as available,” without warranty of any kind, whether express, implied, or statutory, including any implied warranty of merchantability, fitness for a particular purpose, title, or non-infringement. Pairs does not warrant that the Site will be uninterrupted, timely, secure, or error-free, that User Content will be retained without loss, or that any third party will respond to you, meet with you, or transact with you. Pairs is not responsible for any third-party website or service linked from the Site.
8.2 Limitation of liability. To the fullest extent permitted by applicable law, in no event will Pairs or any of its affiliates be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or relating to the Site or these Terms, however caused and under any theory of liability, even if advised of the possibility of such damages, and their aggregate liability arising out of or relating to the Site or these Terms will not exceed one hundred United States dollars (US$100). These limitations do not apply to liability arising from fraud, gross negligence, or willful misconduct, or to any liability that cannot be limited under applicable law. Liability arising out of or relating to the Services is governed exclusively by the Client Agreement.
9. Indemnification
You will defend, indemnify, and hold harmless Pairs and its affiliates from and against any and all third-party claims, and any resulting losses, liabilities, damages, costs, and expenses, including reasonable attorneys’ fees, arising out of or relating to (a) your User Content; (b) your access to or use of the Site; or (c) your violation of these Terms or of any applicable law, except to the extent caused by the fraud, gross negligence, or willful misconduct of the indemnified party.
10. Suspension; Changes; Survival
Pairs may suspend or terminate your access to the Site, in whole or in part, at any time and for any reason, with or without notice. Pairs may amend these Terms at any time by posting the amended Terms with a revised effective date, and your continued access to or use of the Site after that date constitutes your acceptance of the amended Terms. Sections 4, 6, 7, 8, 9, and 11 survive any termination or expiration of these Terms.
11. Governing Law; General
11.1 Governing law. These Terms, and any dispute, claim, or controversy arising out of or relating to these Terms or the Site, are governed by the laws of the Cayman Islands, without regard to its conflict-of-laws principles, and you irrevocably submit to the exclusive jurisdiction of the courts of the Cayman Islands and waive any objection to venue in those courts, without prejudice to the right of Pairs to seek injunctive or other equitable relief in any court of competent jurisdiction. This Section 11.1 does not apply to any dispute arising out of or relating to the Client Agreement, which is governed by its own governing law and dispute resolution provisions.
11.2 General. These Terms, together with the Privacy Policy, constitute the entire agreement between you and Pairs regarding the Site and supersede all prior and contemporaneous understandings on that subject. If any provision of these Terms is held invalid or unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force and effect. Pairs may assign these Terms without your consent to an affiliate or to a successor, and you may not assign them without the prior written consent of Pairs. For purposes of these Terms, “affiliate” means any entity that controls, is controlled by, or is under common control with Pairs. Notices to Pairs must be sent by email to legal@pairs.ai.
